Choosing the Best Insurance

There are a lot of options out there when it comes to any type of insurance: auto, health, business, home, boat, renter, etc. How do you know you are getting the best value? That your claim will be covered when you need it to be? That the service you receive will be the best possible?

USA.gov created a short list of tips to help you choose the best insurance provider.

When buying insurance, whether its home, life, auto, rental or other:

  • Find out whether your state insurance department offers any information concerning insurance companies and rates.
  • Check several sources. Try getting quotes from an insurance focused website, but be aware that many online services may provide prices for just a few companies. An independent insurance agent that works with several insurers in your local area might be able to get you a better deal.
  • Make sure the insurance company is licensed and covered by the state’s guaranty fund.
  • Check the financial stability and soundness of the insurance company. Ratings from A.M. BestStandard and Poor’s, and Moody’s Investors Services are available online and at most public libraries.
  • Research the complaint record of the company. Contact your state insurance department or visit the website of the National Association of Insurance Commissioners, which has a database of complaints filed with state regulators.
  • Find out what others think about the company’s customer service.
  • Once you pay your first insurance premium, make sure you receive a written policy. This tells you the agent forwarded your premium to the insurance company. If you don’t receive a policy within 60 days, contact your agent and the insurance company.

Here at Sleek and Williamson, we’ve been serving the Metro Atlanta area for over 3 decades and will exceed your expectations in every category. We encourage you to evaluate the tips and give us a call!

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.